About 3 hours ago - economy-and-finance

"Expectation management: the key to investing in uncertain contexts"

By Paula Spitaleri

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From March 16 to 22, Global Money Week 2026 is celebrated, a global initiative driven by the OECD that promotes children and young people to develop knowledge, skills, and attitudes from an early age to engage healthily with money. In a context where financial decisions are part of everyday life, financial education becomes a key tool for personal autonomy and long-term well-being.

 

In Argentina, various studies show that there is still much to be done in terms of financial education. According to the latest financial capability surveys from BCRA and CAF, half of Argentines do not plan their finances in the long term, and many make decisions without basic tools such as creating a budget or understanding simple concepts like compound interest. This does not imply a lack of interest, but rather, in many cases, a lack of access to clear, practical, and early content.

 

At the same time, we are experiencing a deep transformation in the way people relate to money. The use of virtual wallets, QR payments, and digital platforms grows year by year, especially among young people. In fact, more and more children are turning to instruments like investment funds, stocks, or cryptocurrencies. This increased participation is positive, but it also poses a challenge: to accompany that inclusion with education that allows for informed and responsible decision-making.

 

At Balanz Academy, we are precisely working on that bridge between access and knowledge. Since 2023, more than 10,000 people have participated in our training programs, and between 2022 and 2025, we held over 100 workshops in schools in Buenos Aires and CABA, reaching more than 5,000 young people. Our goal is to bring personal finance and investment content closer in a simple, concrete, and real-life applicable manner.

We also see encouraging progress. In recent years, the participation of women in our programs has steadily increased, reaching the highest recorded level in 2026. There is still a long way to go, but the trend shows that more and more women are interested in training, investing, and taking an active role in their financial decisions.

 

Families support this process. According to surveys conducted by Balanz Academy, a vast majority of parents believe that saving and investing should be taught in school. Many acknowledge that they themselves learned about money only in adulthood and value that their children can access tools earlier that allow them to organize, plan, and project.

 

Global Money Week is an opportunity to put this topic on the agenda from a positive perspective: educating in finance is not just about talking numbers, but about projects, choices, and the future. It is teaching young people to think in the short, medium, and long term; to differentiate desires from needs; and to understand that every financial decision has an impact.

 

At Balanz Academy, we believe that financial education is an investment in freer, more informed, and more confident people when it comes to decision-making. Supporting new generations on this path means betting on a society with more tools to build their own well-being.

 

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Paula Spitaleri

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