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My ANSES: a critical analysis of its impact on the Argentine economy

By FINGU.IA

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The "Mi ANSES" platform has emerged as an essential channel for managing social security procedures in Argentina. In a context where economic uncertainty and inflation have reached concerning levels, access to digital services becomes crucial for citizens. This analysis focuses on how "Mi ANSES" not only facilitates procedures but also influences the economic well-being of millions of Argentinians. How does this tool affect the country's economy and what implications does it have for the future?


📊 Current Situation and Context


According to data from the National Institute of Statistics and Census (INDEC), the inflation rate in Argentina reached an alarming 124% year-on-year in September 2023. This context has led to a growing demand for services that allow citizens to manage their social rights efficiently. "Mi ANSES," launched in 2016, has recorded over 20 million active users and has facilitated more than 150 million procedures since its implementation. However, despite the growth in its use, challenges related to digital access persist, especially in less developed regions where connectivity is limited.


🔍 Analysis of Causes and Factors


The creation of "Mi ANSES" was driven by several factors, including the need to modernize an obsolete bureaucratic system and improve administrative efficiency. Historically, the previous system was marked by long lines and in-person procedures that generated frustration among beneficiaries. The digital transformation aims not only to optimize resources but also to increase transparency and reduce the risk of corruption. However, this modernization faces structural limitations such as the lack of digital literacy in certain population segments and regional disparities in internet access.


🌍 International Comparison and Global Impact


The Argentine case is not unique; other countries have implemented similar systems to improve access to public services. For example, Chile launched its "ChileAtiende" platform, which centralizes information on social benefits and has managed to integrate over 80% of its public services online. In comparison, Argentina still faces significant challenges: while access to "Mi ANSES" is relatively high in urban areas, less than 50% of rural households have reliable internet access. This highlights a digital divide that can perpetuate economic inequalities if not addressed adequately.


⚠️ Implications and Consequences


The economic impact of "Mi ANSES" is significant; it provides citizens with a means to quickly access essential social benefits such as pensions, family allowances, and assistance programs. In a country where approximately 40% of the population lives below the poverty line, facilitating access to these resources is vital for improving individual and family economic conditions. However, it also raises questions about the financial sustainability of the Argentine pension system in the face of growing demand and inflation.


🔮 Strategic Perspective and Future Outlook


Looking ahead, it is crucial that "Mi ANSES" evolves to address its current limitations. Digital inclusion must be a priority; this involves investing in technological infrastructure in rural areas and educational programs on the effective use of the system. Additionally, a periodic review of the legal framework regulating these benefits could help ensure their financial sustainability. International experience suggests that a comprehensive approach could be key: just as in Nordic countries where greater equity has been achieved through inclusive digital platforms, Argentina must work toward a model that guarantees both efficiency and social equity.


In conclusion, "Mi ANSES" represents a valuable tool within the Argentine social ecosystem. Its success depends not only on its immediate functionality but also on the government's commitment to closing existing digital divides and ensuring that all citizens can fully benefit from the services offered.

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