4/8/2025 - technology-and-innovation

Argentine Innovation Destined for Malaysia: ChatterPay Selected to Boost its Growth in Open Campus.

By Tomas M. Di Mauro

Argentine Innovation Destined for Malaysia: ChatterPay Selected to Boost its Growth in Open Campus.

ChatterPay, the innovative fintech project of Argentine origin that simplifies access to decentralized finance (DeFi) through WhatsApp, has been selected to participate in Open Campus, an exclusive eight-week incubation program to be held in Kuala Lumpur, Malaysia.

This initiative, powered by the Scroll network through its Open Campus program, represents a significant step for ChatterPay in its mission to bring Web3 technology to the next billion users.

The Open Campus program is designed as an intensive incubator, focused on collaborative project building. For eight weeks, the ChatterPay team will be immersed in a high-performance environment that includes one-on-one mentoring with industry experts, master classes on business development and blockchain technology, and team building sessions. The program will culminate in a Demo Day, a crucial instance where they will present their progress to potential investors and strategic partners.

Simplifying Crypto from WhatsApp

ChatterPay has stood out for its disruptive approach to interacting with the crypto ecosystem. ChatterPay allows users to send, receive and swap tokens directly from the WhatsApp interface, using natural language.

It is also possible to create memories and save images of events or moments with friends and family, which will be stored forever on the blockchain (NFTs), using ICP (Internet Computer Protocol).

This eliminates the need to download additional applications or possess advanced technical knowledge about blockchain. To achieve this seamless experience, ChatterPay integrates cutting-edge technologies such as Account Abstraction and Artificial Intelligence (AI), offering an intuitive gateway to the crypto world.

As detailed in its application to the program, ChatterPay was conceptually born during Ethereum Argentina's Level Up hackathon, building its initial smart contracts on top of the Scroll network to improve security and account management.

Strategic Synergy with Scroll.

The choice of Open Campus underscores the strategic synergy between ChatterPay and the Scroll ecosystem.

Scroll's zkEVM (zero-knowledge Ethereum Virtual Machine) architecture provides a secure, scalable and low-cost technology foundation. These features are ideal for ChatterPay's proposition, addressing key challenges such as digital asset management security, efficient smart account creation and simplifying the experience for new users.

Scroll's infrastructure enables ChatterPay to deliver seamless and robust operations, leveraging the benefits of zero-knowledge testing for transaction efficiency and privacy, crucial elements to its vision of making Web3 easier to access.

The Team Behind ChatterPay

The team behind ChatterPay combines young energy with decades of technical expertise and a strong entrepreneurial drive, all united by a clear vision. Diego Baranowski brings more than 20 years as a Solutions Architect, handling everything from cloud infrastructure to blockchain development, with proven experience in complex projects for corporate clients and international organizations. Next to him, Tomás Di Mauro, 19, brings his talent as a full-stack developer and UX specialist, having previously worked on scalable solutions, automation and infrastructure optimization.

Completing the team, Martin Pefaur made a determined transition from the legal and business world to Web3 innovation. His background includes founding multiple blockchain startups (such as P4 Tech Solutions, Fin Guru, Chronos Pay, Sistem AI, Chatizalo, Hunters Pride and Number One Fan) and leadership roles in various technology projects, demonstrating a deep understanding of the ecosystem.

What really defines this team is their direct experience as crypto users and their conviction of the "huge simplification potential" they observe on a daily basis. As they point out, their mission is ambitious but clear: "If we can get what happens in DeFi down to earth so that anyone can execute an exchange, buy, sell, transfer, with simple text or audio messages, we can onboard the next billion users in crypto."

They strongly believe in bringing crypto functionality to where users already are - WhatsApp, eliminating the need for multiple complex applications.

This ability to imagine and build disruptive solutions has been validated in practice. Together, they have garnered significant recognition at multiple prestigious international hackathons, including wins at Ethereum Uruguay 2024, ICP Chain Fusion Hackathon BA, Ethereum Argentina Level Up Hackathon 2024 and an outstanding second place in the Circle Programmable Wallets competition at ETHGlobal Bangkok 2024.

The Level Up Hackathon by Ethereum Argentina 2024 - https://x.com/Scroll_ES/status/1820198459779219643/photo/1

Looking at Emerging Markets

Initially, ChatterPay puts the focus on Argentina, a market where the economic situation generates interest in financial alternatives. The platform acts as a bridge between the Web2 that everyone uses (WhatsApp) and Web3 (DeFi) for those looking for options without technical complications. By building on Scroll and participating in Open Campus, ChatterPay not only wants to grow faster, but also to show how Scroll's technology can help more people in emerging markets adopt these tools by offering secure and easy-to-use DeFi solutions.

Being at Open Campus is a recognition of ChatterPay's potential and a great opportunity to polish its product, expand contacts and reinforce its growth strategy from Latin America to the global stage that this experience in Malaysia represents.


Get to know ChatterPay!

To learn more about how ChatterPay facilitates access to Web3 from WhatsApp, you can visit their website: https://chatterpay.net

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Tomas M. Di Mauro

Co-Founder, ChatterPay
Developer / Team Lead at FinGurú
Consultant at Invicta Ventures
Blockchain Researcher
19 years

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