How to end inflation

In the next document, we will try to find in technology an innovative, creative and effective response to solve the inflationary phenomenon that affects, in more or less, various nations in the world, especially ours.During January, the U.S. Federal Reserve Board of Governors issued a document on research and analysis under the title “Dinero and payments: the US dollar in the era of digital transformation”.There are several aspects of the functions of the Federal Reserve itself, such as the United States Central Bank, the functionality of money and the different payment processing systems existing on the market today.Something inimaginated, at least a few years ago, is that among the ways to process “purchase power” transfers include cryptocurrencies, even referring to the so-called “starts”, which are those that rely on support in other types of assets. The US dollar, for example the USD T or Tether, the Dai, or the UDC C, is the convertible dollar version developed by the Consortium Center, formed by Coinbase and the Circle Internet Financial.All comments have been used so far for the background to which the document issued by the United States monetary authority, " Digital currencies issued by central banks or CBDC, Central Bank Digital Currency.In this respect, the report clarifies that this is a first approximation work without this implying in any way the beginning of a development process, but the advantages arising from its reading show that sooner or later most countries will have their sovereign money in digital format.Within the advantages that are highlighted are:

1. Securely meet future needs and demands Payment services;
2. Draw anonymous transactions. Digital transactions demand identification of both parts of the operation, something that the tradition of physical money cannot solve.
3. Allow private sector innovators to focus on new services access methods, distribution methods and related service offers.
4. Draw preset algorithmic models to increase or reduce money supply, In this way, political discrectionality can be resolved with regard to the emission guidelines, giving predictability to the value of the currency.
5. Improvements to crossborder payments, the average cost per international transfers exceeds 5%, the use of sovereign digital currencies would allow to reduce these sums to 0;
6. Respect the international role of the dollar, in a world that evolves into efficiency in payment processing mechanisms, the role of sovereign currencies loses space in front of what Blockchain and cryptocurrencies offer.
7. Financial inclusion, because traditional financial and banking systems are designed to manage operations of certain volume, user profile and quality of registration, something that in most countries does not happen.

1. Changes in the structure of the financial sector market, the market could leave its dinerary surpluses in digital format, but outside the banking system. This would require banks to offer better conditions to their customers to choose to leave in bank accounts the funds that could stay in the Federal Reserve system.
2. Security and stability of the financial system, With regard to any market uncertainty, banks may emerge enormous exodus for sovereign digital currencies, putting the system at risk.
3. Privacy and data protection and financial crime prevention, because of electronically registered operations, all can be analyzed and audited. This does not differ from what happens nowadays with bank operations, or even those that are carried out with cryptocurrencies.
4. Operational resilience and cybersecurity, As with all digital dineraria transfer formats that exist both concepts, resistance to change and computer risks should be taken into account.