From Saver to Investor: Your Complete Guide to Changing Your Financial Mindset
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On our platform, we have available the course "Basic Investment Strategies," created by Alan McCarthy and led by Sebastian Menéndez (@hoyseinvierte) in collaboration with Front (@frontar). If you have ever felt lost with financial concepts, or if you simply want to give your economic future a boost in another way, this course is the ideal starting point for you!
The idea is simple: to give you the knowledge and tools necessary to make better financial decisions, which will allow you to build a more prosperous and secure future.
Module 1: Financial Fundamentals and the Power of Time
It starts with the well-known phrase “time is money” and demonstrates it with a practical example, analyzing the historical value of the dollar and gold. This approach will not only intrigue you but also make you understand the crucial importance of starting to invest.
Key concepts such as:
Interest Rate: Understanding how it works in your daily life, whether at the bank, a loan, or even in purchases.
Time Value of Money: Why money today is worth more than money tomorrow.
Compound Interest: The secret for your savings to grow exponentially.
The course explains everything with everyday examples that facilitate understanding, from bank loans to startups, making concepts like annual rate, passive, and active our new allies.
Module 2: Introduction to the Exciting World of Financial Assets
Once you master the fundamentals, you will discover the different investment vehicles available. In this module, you will learn about:
Types of Assets: You will know the difference between fixed income and variable income.
The Financial Market: You will understand how this ecosystem works and who the main players are, from brokers to the CNV.
Bonds and Debt: You will learn to recognize the key characteristics of bonds, such as coupon rate, maturity, and credit rating.
This module will give you a comprehensive view so you can identify which types of assets best fit your objectives.
Module 3: Basic Strategies to Reduce Risk
Do you want to invest, but are worried about risk? This module is designed for you to invest with confidence. The main focus is on diversification and the crucial role your emotions play when making decisions, which can sometimes work against us.
You will be taught to:
Reduce Risk: Differentiate between systematic and unsystematic risk to protect your investments.
Invest Smartly: Understand the difference between direct investment and ETFs (Exchange-Traded Funds).
Fund Management: Learn about active management and CCI (Common Investment Funds) so you can choose the best option for you.
Module 4: Planning and Personal Financial Strategies
The course ends with this module that will help you consolidate everything you've learned. Through a theoretical exam, you will be able to test your new knowledge and reaffirm your confidence in your skills as an investor. This is the final step for you to feel completely prepared to reinvent your businesses.
Don't wait for opportunities any longer; this course is the initial key to start making smart decisions.
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