ChatterPay officially launches on Scroll Mainnet, bringing the power of crypto transactions into WhatsApp chats. It’s a new kind of crypto wallet that lives inside the world’s most popular messaging app, letting users buy, send and receive crypto as simply as sending a text message.
No extra apps or technical setup are required. If you have WhatsApp, now you also have ChatterPay.
We are onboarding +2 billion users that already uses WhatsApp.
Why ChatterPay Matters
ChatterPay aims to break down the barriers to digital money for everyone. By working within a familiar chat interface, it eliminates the learning curve that comes with most crypto apps.
This means even people who shy away from tech (yes, even your parents or grandparents) can comfortably send and receive money. Sending funds to a friend or relative becomes as easy as sharing a photo or emoji on WhatsApp.
With over 2 billion WhatsApp users out there, this could be a big step toward making digital payments mainstream and inclusive.
How It Works
Using ChatterPay feels just like chatting. To get started, a user simply opens a WhatsApp conversation with ChatterPay’s bot (no download needed) and follows a few friendly prompts to set up their wallet.
From then on, everything happens through messaging – you can type a command or tap a quick-reply button to check your balance, send money, or request payments. For example, you might just text “Send $5 to John”, and ChatterPay will guide you through confirming and executing that transfer right within the chat. Behind the scenes, ChatterPay runs on the new Scroll network, an Ethereum-based blockchain that processes transactions quickly and with negligible fees.
This ensures that sending money via ChatterPay is near-instant and costs just pennies in network fees.
The wallet also uses something called account abstraction, an advanced technology that essentially turns your crypto wallet into a smart, user-friendly account.
In plain English, this means ChatterPay can pack a lot of safety and simplicity into the experience: you don’t need to manage long cryptographic keys or worry about gas (transaction fees) in the usual way. All the complex blockchain stuff is handled under the hood, so you can chat about money the same way you chat about anything else, with peace of mind that each transaction is secure.
What’s Live Now & What’s Coming Next
As of today, ChatterPay is live on Scroll Mainnet with its core features enabled.
Users can instantly create a wallet in WhatsApp, send or receive USDC, and view transactions all through a conversational interface.
The focus at launch is person-to-person transfers (think splitting a lunch bill with a friend or sending some funds to your family abroad) and making those transactions feel as natural as a normal chat.
Every payment happens on-chain (recorded on the Scroll blockchain) but feels as simple as sending a text, thanks to ChatterPay’s design.
Looking ahead, the team behind ChatterPay plans to roll out more capabilities and broaden its reach.
In the near future, they aim to support more cryptocurrencies, improving on/off ramp experience, giving users more choice (for instance, other popular stablecoins or digital assets could be on the menu).
Meet the Team
ChatterPay’s founding team is based in Argentina with a passion for making crypto accessible.
Martin Pefaur is a blockchain innovator and founder who transitioned from a legal background.
Tomás Di Mauro is a young full-stack developer and UX enthusiast.
Diego Baranowski is a veteran software architect with over two decades of experience.
They originally teamed up in 2024 during an Ethereum hackathon – where the ChatterPay concept won top honors – and have since refined the product through international Web3 accelerator programs.
Together, this diverse team shares a common vision: bringing digital finance to everyone by making it as easy as sending a message.
Ready to tell your friends to “catch up”?
Hit the link below, say “Hi ChatterPay, I want to buy crypto” and get your first crypto before you finish this sentence.
👉 Start in WhatsApp now → https://chatterpay.net
ChatterPay, money that moves at the speed of a message
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